Health - Life - Disability Insurance
Protecting Professionals
Beyond Auto & Home
Comprehensive Personal Protection Through
RL Thomas strategic partner, CorpStrat
At RL Thomas, protecting your home, vehicles, and personal assets is only part of the story. For professionals and business owners, the greatest risks are often not accidents — but loss of income, premature death, and long-term care needs.
That’s why RL Thomas partners with CorpStrat., a nationally recognized advisory firm specializing in advanced personal protection for professionals.
Life Insurance
Protecting Family, Business, and Legacy
Life insurance is more than income replacement. For professionals, it protects family lifestyle, business continuity, estate planning, and long-term security.
Through our partnership, clients gain access to both traditional underwriting and instant-issue life insurance solutions.
Instant Issue Coverage — Fast, Simple, Effective
Using platforms such as Symetra SwiftTerm®, many clients can secure:
- Up to $5,000,000 of coverage
- No medical exams /No labs
- Potential approval in 3 days
Ideal for busy professionals who want meaningful protection without delays.
Disability Income Insurance
Protecting Your Most Valuable Asset — Your Income
Your earning ability drives everything else in your financial life.
If illness or injury prevents you from working, disability insurance provides dependable income to cover:
- Living expenses
- Mortgages and rent
- Family obligations
- Long-term savings
We design occupation-specific coverage for physicians, attorneys, executives, and business owners — ensuring income continues even when work cannot.
When your income stops, your protection shouldn’t.
Long-Term Care Planning
Protecting Independence, Family, and Assets
Long-term care is one of the greatest financial risks facing retirees and professionals.
Through CorpStrat RL Thomas clients have access to our proprietary approach:
The Perfect Long-Term Care Solution®
This innovative strategy combines life insurance and long-term care benefits to deliver:
- Coverage for home care, assisted living, or nursing care
- Death benefit protection if care is never needed
- No “use it or lose it” structure
- Predictable, guaranteed planning
Designed to protect independence, preserve assets, and avoid burdening family.
A Trusted Planning Partnership
RL Thomas and CorpStrat work together to deliver advanced planning typically reserved for specialized advisory firms.
Clients benefit from:
- Coordinated planning
- Confidential consultations
- National carrier access
- Integrated life, disability, and long-term care strategies
All with one unified advisory team.
Contact Us Today for all Your Health, Life & Disability Insurance Needs.
